Tel: 020 8520 1021. Email:

Tel: 020 8520 1021.


Making a serious injury claim is easier than you thought

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If you suffer a serious injury because of someone else's actions, you may be entitled to serious injury compensation.

When a serious accident happens, you may find yourself putting everything on hold while you make a full recovery from your injury – which can be tiring and stressful.

In some instances, the chances of a full recovery may also be slim, meaning you may be living with the effects of your accident for a very long time. If this is the case, you’ll likely face many challenges on the road ahead.

During these difficult times, dealing with an insurance company by your own may not be a wise decision, as they will certainly try to offer you a low payout. Talk to a specialist serious injury solicitor like us and see if we can help you claim compensation that you truly deserve.

What is a ‘serious injury’?

A serious, severe or catastrophic injury can often happen as a result of an accident. The incident can take place at work, in a public place or on the road, to name but a few. Another party may have been partially or fully at fault for the accident.

Some of the most common serious injuries can include:

  • Serious neck, back or spinal cord injuries
  • Head or brain injuries
  • Loss of limb(s) or amputation
  • Loss of sight or hearing
  • Changes to appearance, scarring or burns
  • Paralysis
  • Multiple broken bones and fractures

All of these injuries can take, at best, years to recover from and can completely alter a person’s life. These changes may require you, or your loved one, to have additional support in the form of 24-hour care, to get adaptations to your home or to receive aids to help you get around your house. While compensation cannot change what has happened, it can make the financial aspect of the recovery and rehabilitation process easier.

Why is a serious injury claim different from a personal injury claim?

A serious injury claim is, technically, the same as a personal injury claim. However, it is far more extensive than a personal injury claim due to it covering far more points of compensation. This is because a serious injury can require many different financial considerations than a less serious, severe or catastrophic injury requires.

Examples of these additional costs include:

  • Ongoing medical support or care
  • Aides to help the person around or outside their home
  • Specialised adaptations to housing or vehicles
  • Specialist medical supplies
  • Costs for maintaining your rehabilitation

Additionally, there are also a number of other financial factors that should be accounted for when a person suffers a serious injury – such as losses from present or future employment. If a person cannot go back to work or must work a limited schedule, this is particularly pertinent.

These factors include losses of:

  • Earnings
  • Bonuses
  • Pensions
  • Overtime

These losses can be from the present and future. Additionally, you may need to factor in costs to hire a specialist to help manage compensation. As compensation is paid in the form of a lump sum, with additional payments made every year, professionals can help you budget your monthly and yearly finances so you don't have to worry about running out of money. This should also be taken into account when it comes to a serious injury claim and only experienced serious injury solicitors will know to push for more money in such cases.

What is the time frame for making a serious injury claim?

As with other types of injury or accident claims, you have up to three years from the date of the accident or the date on which the injury was discovered to make a claim. To protect your claim from being time-barred, it’s crucial that you contact an experienced, qualified accident claims solicitor – such as CCH & Co. – to take steps in beginning your serious injury claim.

The process of making a serious injury claim can also take many months due to medical and legal issues. So following an accident, seek independent legal advice as soon as possible, let our solicitors accurately assess the impact you have (now and in the future) and start the claim process. The sooner we do that, the faster you can be compensated and focus on getting better.

Who can help me make a serious injury claim?

At CCH & Co., we have been helping families across London since 1964. One of our specialities is personal injury claim – we handle cases ranging from small injuries to serious, life-changing injuries. For those who have suffered a serious or catastrophic injury, we understand that you’re going to need more than one-off compensation for the injury. You will need on-going financial support to get through the months and years to come.

Our team of solicitors will work tirelessly to represent you and maximise the amount of compensation you deserve so that you aren’t left with skyrocketing nursing bills or debts. We aim to get you enough money to ensure that you and your family can move forward with the knowledge that you are financially secure.

To find out more and to talk to one of our advisors, phone us on 020 8520 1021. today or get in touch via our online form. We’ll discuss your case and estimate what kind of compensation you may be entitled to as part of a claim.


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This post is not legal advice and should not replace professional advice tailored to your specific circumstances. It is intended to provide information of general interest about current legal issues.

This post is not legal advice and should not replace professional advice tailored to your specific circumstances. It is intended to provide information of general interest about current legal issues.

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Cartwright Cunningham Haselgrove & Co is a long-established firm. In 2022 we were proud to announce the acquisition of local personal injury specialists Romain Coleman Solicitors who were established in 1964.


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Cartwright Cunningham Haselgrove & Co

277 Hoe Street Walthamstow



E17 9PL